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Save Smart. Pay Fast. Earn Big.

Turn your everyday savings into exciting rewards. With Xtrempay, every deposit gives you a chance to win real cash while building better money habits.

  • Secure Savings
  • Instant Rewards
  • Transparent Draws
XtremPay home screen showing savings balance and quick actions
XtremPay rewards screen showing savings streaks and trivia

TICKETS

+1 Earned

LIVE DRAW

02d : 14h : 33m

TRIVIA

Challenge Unlocked

SPIN COIN

Awarded

Why Saving Needs A Better Experience

Traditional Saving

  • Saving feels boring and like a choreSaving often feels boring and unrewarding.

  • No motivation to stay consistentProgress can feel slow and invisible.

  • No rewards for your disciplineMotivation depends entirely on self-discipline.

  • Zero excitement or engagementLittle excitement to keep users engaged.

Saving With Xtrempay

  • Save and earn rewarding ticketsYour money remains yours.

  • Weekly live raffle draws for cashEvery deposit helps you build savings.

  • Real-time trivia challenges for bonusesRewards, challenges, and prizes keep saving exciting.

  • Spin and win instant cash prizesDesigned to make saving a habit you'll actually stick with.

Raffle Savings

Raffle Savings

Save More, Win More

Every ₦500 you save automatically earns you a raffle ticket. The more you save, the more entries you get for our weekly live draws. Prizes are credited instantly to your wallet.

  • Weekly Live Draws
  • Automatic Entry
  • Instant Credits
XtremPay raffle savings screen showing earn tickets flow
Trivia Savings

Trivia Savings

Save. Answer. Win.

Unlock exclusive trivia challenges as you reach weekly savings target of N2500 to qualify for Q & A. Compete with others on live leaderboards and answer questions correctly to boost your rewards.

  • Brain Power Rewards
  • Live Leaderboards
  • Bonus Entries
XtremPay trivia savings screen showing unlock trivia challenges flow
Spin2Save

Spin2Save

Spin Your Savings Into Prizes

Save as low as N250 get a coin, to spin the wheel, get instant cash rewards, bonuses and other prizes

  • Instant Rewards
  • Consistently Bonus
  • Daily Spins
XtremPay spin savings screen showing earn spin coins flow
Raffle Savings

Raffle Savings

Save More, Win More

Every ₦500 you save automatically earns you a raffle ticket. The more you save, the more entries you get for our weekly live draws. Prizes are credited instantly to your wallet.

  • Weekly Live Draws
  • Automatic Entry
  • Instant Credits
XtremPay raffle savings screen showing earn tickets flow
Trivia Savings

Trivia Savings

Save. Answer. Win.

Unlock exclusive trivia challenges as you reach weekly savings target of N2500 to qualify for Q & A. Compete with others on live leaderboards and answer questions correctly to boost your rewards.

  • Brain Power Rewards
  • Live Leaderboards
  • Bonus Entries
XtremPay trivia savings screen showing unlock trivia challenges flow
Spin2Save

Spin2Save

Spin Your Savings Into Prizes

Save as low as N250 get a coin, to spin the wheel, get instant cash rewards, bonuses and other prizes

  • Instant Rewards
  • Consistently Bonus
  • Daily Spins
XtremPay spin savings screen showing earn spin coins flow

More Than Saving

Manage your everyday finances with ease. Spend, pay, and grow all in one powerful app designed for your lifestyle.

Xtrempay App is built to handle everything from your morning coffee purchase to monthly rent, all while keeping your savings strategy on autopilot.

XtremPay banking app home screen showing balance, quick actions, and transactions

Instant Transfers

Fund Wallet

Bank Transfers

Pay Bills

Buy Airtime

Buy Data

Electricity

Transaction History

Real-time Notifications

2-Factor Authentication

24/7 Human Support

Every Week Feels Like Game Night

Join live sessions where the community saves, competes, and wins together in real time.

Weekly Live Raffle

Watch winners pulled live. Real stakes, real excitement.

Starts in 00:14:22
XtremPay live weekly raffle screen showing ticket draw countdown and player activity

Trivia Live Challenges

Answer fast to win bonuses. Live leaderboards show who's on top.

Community

Connect with thousands of savers.

RECENT WINNERS

Musa A. — ₦50,000

Akin B. — ₦25,000

Weekly Live Raffle

Watch winners pulled live. Real stakes, real excitement.

Starts in 00:14:22

Trivia Live Challenges

Answer fast to win bonuses. Live leaderboards show who's on top.

XtremPay live weekly raffle screen showing ticket draw countdown and player activity

Community Experience

Connect with thousands of savers. Share tips, join challenges, and grow together.

RECENT WINNERS

🎟 Raffle

Musa A.₦50,000
Akin B.₦25,000

🧠 Trivia

Sarah K.₦10,000
Tolu M.₦5,000

How to Get Started

Join Xtrempay in three simple steps and start your journey to smarter savings today

Join Xtrempay in three simple steps and start your journey to smarter savings today

  1. 1

    Fill in your details and verify your phone number

    Provide your email and phone number and verify your phone number with an OTP.

  2. 2

    Get verified with your BVN and KYC details

    Select username & password. Provide your BVN and KYC details and start face & ID verification.

  3. 3

    Fund your wallet and start saving

    Top up to start saving and earning.

  1. 1

    Fill in your details and verify your phone number

    Provide your email and phone number and verify your phone number with an OTP.

  2. 2

    Get verified with your BVN and KYC details

    Select username & password. Provide your BVN and KYC details and start face & ID verification. You can then provide your business name and set up a PIN for managing your account.

  3. 3

    Fund your account to start creating saving pockets.

    Top up to start creating different saving pocket transfers.

  4. 1

    Fill in your details and verify your phone number

    Provide your email and phone number and verify your phone number with an OTP.

  5. 2

    Get verified with your BVN and KYC details

    Select username & password. Provide your BVN and KYC details and start face & ID verification. You can then provide your business name and set up a PIN for managing your account.

  6. 3

    Fund your account to start creating saving pockets.

    Top up to start creating different saving pocket transfers.

  7. 1

    Fill in your details and verify your phone number

    Provide your email and phone number and verify your phone number with an OTP.

  8. 2

    Get verified with your BVN and KYC details

    Select username & password. Provide your BVN and KYC details and start face & ID verification. You can then provide your business name and set up a PIN for managing your account.

  9. 3

    Fund your account to start creating saving pockets.

    Top up to start creating different saving pocket transfers.

  10. 1

    Fill in your details and verify your phone number

    Provide your email and phone number and verify your phone number with an OTP.

  11. 2

    Get verified with your BVN and KYC details

    Select username & password. Provide your BVN and KYC details and start face & ID verification. You can then provide your business name and set up a PIN for managing your account.

  12. 3

    Fund your account to start creating saving pockets.

    Top up to start creating different saving pocket transfers.

  13. 1

    Fill in your details and verify your phone number

    Provide your email and phone number and verify your phone number with an OTP.

  14. 2

    Get verified with your BVN and KYC details

    Select username & password. Provide your BVN and KYC details and start face & ID verification. You can then provide your business name and set up a PIN for managing your account.

  15. 3

    Fund your account to start creating saving pockets.

    Top up to start creating different saving pocket transfers.

  16. 1

    Fill in your details and verify your phone number

    Provide your email and phone number and verify your phone number with an OTP.

  17. 2

    Get verified with your BVN and KYC details

    Select username & password. Provide your BVN and KYC details and start face & ID verification. You can then provide your business name and set up a PIN for managing your account.

  18. 3

    Fund your account to start creating saving pockets.

    Top up to start creating different saving pocket transfers.

Get it onGoogle PlayGet it onApp Store
Testimonials

Trusted by 50,000+ savers

See why Nigerians are choosing Xtrempay for their financial growth.

"Xtrempay finally made saving fun for me. I love saving with Xtrempay."

"Xtrempay finally made saving fun for me. I love saving with Xtrempay."

Odinaka

"I still can't believe I topped the Trivia Savings leaderboard! Thank you!"

"I still can't believe I topped the Trivia Savings leaderboard! Thank you, Xtrempay, for the ₦5,000 reward!"

Muyiwa O

"I didn't win, but I'm still winning—Save & Spin is helping me grow."

"I didn't win, but I'm still winning—Save & Spin is helping me grow my money faster. Xtrempay is a game changer!"

Adedara K

"Xtrempay finally made saving fun for me. I love saving with Xtrempay."

"Xtrempay finally made saving fun for me. I love saving with Xtrempay."

Odinaka

"I still can't believe I topped the Trivia Savings leaderboard! Thank you!"

"I still can't believe I topped the Trivia Savings leaderboard! Thank you, Xtrempay, for the ₦5,000 reward!"

Muyiwa O

"I didn't win, but I'm still winning—Save & Spin is helping me grow."

"I didn't win, but I'm still winning—Save & Spin is helping me grow my money faster. Xtrempay is a game changer!"

Adedara K

Start Saving Smarter Today

Join 50K savers already winning big. Xtrempay is available on your favorite devices.Join 50K savers already winning big. Xtrempay is available on your favorite devices. Secure, fun, and designed for your future.

Get it onGoogle PlayDownload on theApp Store
Xtrempay app onboarding screen showing savings illustration

Behavioral finance platform that gamifies savings and enables seamless payments.

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© 2026 Xtrempay. All rights.© 2026 Xtrempay. All rights reserved.